If I had it easy, how then would I be able to stand when life gets harder? 

Yesterday, I tried setting up a monthly budget so I could manage my finances better this year. The reason behind this is because I want to save up enough money so we could start the renovation of our house here in the province.  It has always been my dream to have our house renovated ever since I started working. However, unexpected things that require more of our attention happen every year so we always need […]

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